Cashback
I was in Marks & Spencer the other day (NB: not Marks & SpencerS, not Mark & Spencer - I’ve been in neither; it’s: Marks & Spencer) and I bought a triple berry muffin on my debit card for seventy nine pence.
It’s not a lot for a plastic purchase, but I find I spend less if I put everything on the card. It saves me having to break bills which leads to carrying around change which leads to impulse buying which leads to stuff I don’t really need which leads to having less money to buy the stuff I really need. I also find that using a card instead of cash is still spending money, but it’s spending it mindfully.
It’s money dharma. The only constant is change, particularly loose change.
Aaaaaaanyway - a lot of the time when you use the card these days, the person at the till asks you if you want cash anyway.
:)
So I’m standing there in Marks & Spencer with my triple berry muffin and I’m paying with the card and the lady asks me:
“Do you want any cashback?”
Just this once, I checked my wallet because I would need some cash later to buy food for my cats from a place that may not take cards. I noticed I already had a ten pound note in there that I didn’t know about.
“No thanks,” I said, “I’ll have my card back. I have cash.”
Cashier: “Cashback?”
Me: “No, card back.”
Cashier: “With no cashback?”
Me: “Yes.”
Cashier: “Yes?”
Me: “No. No cashback. I have cash, but I need my card back and I’ll pay in cash.”
It went on like this for some time, my triple berry muffin sitting forlornly between us in a state of transaction purgatory, ‘twixt Mark and Spencer.
Convenience, eh? Can’t beat it. They can bake fresh muffins in a pants store but our lives have never been more complicated. I’d happily trade in those two extra berries for an easier life.
March 24th, 2006 at 11:17 am
We’ve met. You were in front of me in the queue at my local train station buying a ticket to the next station on the line (?1.05) - as mine to London was leaving.
March 24th, 2006 at 12:03 pm
MARKS and Spencer, or MARX ( as in Brothers ) and Spencer?
March 25th, 2006 at 6:47 pm
Every one in Birmingham calls them Markes. But then judging by the amount of Heinzes beanzes they eats ………
enjoyed my visit, keep the faith and carry on writing.